Protect what really matters to you
Life is full of surprises. Our flexible and transparent insurance solutions allow you to preserve your peace of mind, no matter what happens.
Everything you need to know about insurance
Why buy insurance?
Life is full of surprises. An unexpected event could wipe out all your efforts and prevent you from meeting your financial obligations. Buying insurance is above all about giving yourself the freedom to live serenely, with the certainty that you and your loved ones are protected.
Protect everything you have accomplished.
Ensure your loved ones are taken care of in case of the unexpected.
Travel with total peace of mind anywhere in the world.
100%
of your loan balance paid off in case of death
60 days
before disability benefits begin
5 000 000 $
of maximum emergency medical coverage abroad
Our insurance types
Choose the best coverage to protect your property, health, loved ones, and travels.
Home
Home insurance
Protect your home, personal belongings, and personal liability. Whether you are a tenant or owner, we have custom coverage.
- Fire and water damage
- Theft and vandalism
- Personal liability included
Auto
Auto insurance
Take to the road with confidence. From basic third-party to fully comprehensive, enjoy complete coverage for your vehicle and passengers.
- Roadside assistance 0 km
- Windshield repair without deductible
- Replacement vehicle
Health & Life
Health and life insurance
Quality care and robust financial protection in case of illness, hospitalization, or death. Vision, dental, and routine care included.
- Reimbursements in 48h
- Network of partner professionals
- Teleconsultation 7d/7
Travel
Travel insurance
Travel with a free mind. Our travel coverage protects you and your family against medical emergencies, cancellations, and lost luggage.
5 000 000 $
emergency medical care
2 500 $
trip cancellation
5 000 $
trip interruption
24h/7j
emergency assistance
Ideal for:
Coverage for you and your family
Annual or single-trip available
24/7 assistance in French from anywhere in the world
Credit insurance
Credit insurance (loan protection)
An insurance combining three types of coverage to protect your loan or line of credit in case of death, disability, or critical illness.
| Loan type | Life | Disability | Critical illness |
|---|---|---|---|
| Personal loans | ✔ | ✔ | ✔ |
| Auto loans | ✔ | ✔ | ✔ |
| Lines of credit | ✔ | ✔ | ✔ |
| RRSP lines of credit | ✔ | ✔ | ✔ |
| RRSP loans | ✔ | ✔ | ✔ |
500 000 $
Max insurable – Life
550 000 $
Max insurable – Critical illness
Benefits of loan insurance
Death protection
The insured balance of your loan is paid off in full, sparing your loved ones any financial burden. Maximum insured amount: $500,000 CAD.
Disability & critical illness coverage
In the event of disability, stroke, cancer, or heart attack, the insurer takes over your payments so you can focus on your recovery. Benefits up to 48 months.
Premiums calculated on the outstanding balance
Your insurance premiums are directly proportional to the outstanding balance of your line of credit: the more you repay, the lower your premiums.
Get the right insurance to travel with peace of mind
Choose between single-trip coverage or an annual plan for all your trips of the year.
Emergency medical care
Coverage up to $5,000,000 per person for emergency medical care outside your home province.
- Medical, paramedical, and hospitalization fees
- Approved transport and living expenses
- 24/7 assistance in the language of your choice
All-inclusive package
Emergency medical care + additional coverages for maximum protection on all your travels.
- Trip cancellation – up to $2,500
- Trip interruption – up to $5,000
- Damaged, lost, or stolen luggage – up to $1,500
- Accidental death or dismemberment – up to $50,000
- Living expenses – up to $250/day
What our clients say
"After water damage in my home, the team was there the next day. The handling was fast, professional, and hassle-free. Highly recommend!"
Marie-Claude Tremblay
Québec, QC · Home insurance
"I took out a mortgage and the loan insurance gave me real peace of mind. My premiums decrease as I repay. Great product."
Jean-François Beauchamp
Montréal, QC · Assurance emprunteur
"A medical emergency during a trip to Europe: assistance was reached in less than 5 minutes, in French. Everything was covered. I couldn't have done without it."
Isabelle Côté
Ottawa, ON · Travel insurance
Frequently asked questions
Everything you need to know before subscribing.
Protect what matters to you today
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