Personal accounts tailored to your ambitions
High-performing chequing and savings accounts to simplify your daily transactions, receive your salary, and grow your savings securely.
0 $
Unlimited and free Interac e-Transfers®
4,60 %
Promotional interest rate on savings
48 $
annual discount on a credit card
100%
Online opening in minutes
What is a bank account?
A bank account is a type of account held with a financial institution that allows you to securely make deposits, various types of withdrawals, and more.
Chequing accounts and savings accounts are the two most common types of bank accounts. Chequing accounts are well-suited for everyday banking activities such as receiving your pay or direct deposits, paying bills, and making purchases. Savings accounts allow you to securely store excess funds and earn interest on them.
Compte chèques
Pour vos dépenses quotidiennes, la paie, les factures et les achats par carte de débit.
Compte d'épargne
Pour mettre de l'argent de côté, constituer votre fonds d'urgence et générer des intérêts.
Apply for a personal account online
By providing us with a few details about yourself, you will help us offer the bank account that suits you best. Choose the option that best describes you.
New Customer
I want to open my first personal account and benefit from all our services.
Open an accountI am a student
No monthly fees for full-time students aged 13 and over or 24 and under.
Newcomer to Canada
Dedicated support to settle in smoothly and build your credit history.
View the programHelp me choose
Answer a few questions and speak with an advisor to find the best option.
Consult an expertOur most popular chequing and savings accounts
Signature Banking Plan
Unlimited debit transactions and transfers in Canada, ideal for your daily management.
- Unlimited transactions : Debits and card purchases anywhere in Canada
- Interac e-Transfer® : Free & unlimited
- Credit card discount : Up to $48 CAD per year
Monthly fees
16,95 $ / mois
Value Program
4,00 $ / mois
Student Advantage Plan
100% fee-free chequing account for full-time students or anyone aged 24 or under.
- Debit transactions : Unlimited and free in Canada
- Virtual Visa Debit : Shop online safely
- Credit card discount : Up to $48 annual discount
Monthly fees
0 $ / mois
Student Offer
Welcome Gift †
High-Interest Savings Account
Grow every dollar with an attractive interest rate and no minimum deposit required.
- Promotional rate : GET 4.60% interest for 3 months
- No minimum balance : Interest from the first dollar
- Internal transfers : Unlimited and instant
Monthly fees
0 $ / mois
3-month promo rate
4,60 %
Our full range of personal accounts
Essential Chequing Account
For simple, economic management with reduced fees and full access to our mobile services.
Duo / Joint Account
Share household expenses with 2 independent cards linked to the same shared account.
Youth & Student Account
100% free for under-25s with smart alerts and exclusive perks.
Prestige VIP Account
Premium account with Platinum card, concierge, and extended travel insurance.
Newcomer Account
All-in-one package to settle peacefully in Canada with no fees for 1 year.
Savings Plus Account
Generate a steady yield while retaining full liquidity on your money.
The benefits associated with your bank accounts
Unshakeable financial security and clear commitments for your peace of mind.
Right Account Guarantee
If you are not fully satisfied in the first 4 months, we will refund monthly fees for up to 3 months.
No minimum balance
Enjoy discounts or zero monthly fees when using your account and holding other products with the Value Program.
CDIC Protection $100,000
Your account is insured by CDIC up to $100,000 and protected against unauthorized transactions.
Web & Mobile App
Perform transactions faster and always know where you stand with modern online management tools.
Paperless statements
Opt for secure electronic statements to save time and protect the environment.
Exclusive benefits with our chequing accounts
Access rewards, savings, and unique financial insights with any eligible account.
Unlimited Interac e-Transfers®
Send and receive money via our web platform or mobile app — quickly, free of charge, and securely anywhere in Canada.
100% FreeATM Access in Canada
Need cash fast? No fees charged by our bank for using ATMs of other financial institutions in Canada.
ATM fees waivedFlight & Travel Reward Points
Enjoy rewards on your daily purchases. Earn privilege points on debit card purchases in-store and online.
Everyday rewardsHow to open a bank account?
Opening your bank account is done in 4 simple steps, completely online:
Check your eligibility
Make sure you meet the required residency and age criteria.
Select your account
Choose the type of account (chequing, savings, student) that best matches your profile.
Submit your application online
Fill out the secure form and upload your official ID.
Instant confirmation
Sign your documents digitally and receive an email confirming the activation of your account.
Criteria to meet
To open an individual account online today, you must:
Ready to open your bank account?
Open your account online in 5 minutes. No branch visit required.